Strategic Accounting for Build-to-Sell Developers
For build-to-sell developers, profit isn’t made until the day you sell, and the difference between a good return and an exceptional one often comes down to the financial strategy behind the project.
At GoldHouse, we work with serious developers who want to go beyond “just getting the numbers done” and instead use specialist accounting to structure projects, protect profits, and scale with confidence.
Why Build-to-Sell Developers Need Specialist Accounting
Selling at a profit is the goal but without strategic planning, tax, cash flow, and financing costs can quickly eat into margins. Build-to-sell projects have unique challenges, from timing sales with the market to managing lender expectations and reinvesting into the next deal.
Common challenges we solve for build-to-sell developers:
Navigating SPV structures for asset protection and tax efficiency
Timing sales to align with market conditions and tax planning windows
Managing cash flow cycles during build phases
Understanding VAT on new builds and partial exemptions
How GoldHouse Supports Build-to-Sell Developers
We specialise in turning your completed projects into higher retained profits through tailored financial strategies:
- Strategic Tax Planning: Structure SPVs, group companies, and JVs to minimise tax on sales.
- Profit Extraction Strategy: Use SSAS pensions, dividends, and director remuneration to keep more of what you make.
- VAT Management: Handle zero-rating for new builds and reclaim input VAT efficiently.
- Cash Flow Forecasting: Plan around build costs, financing, and staged payments.
- Capital Allowance: Claim on qualifying assets within mixed-use or commercial elements.
- Investor-Ready Reporting: Build confidence with professional, timely financial statements.
Imagine This…
Your latest development sells for £1.8M because your SPV was structured correctly from the start.
Your tax bill is optimised, your investor is paid ahead of schedule, and you’ve extracted £300K into a SSAS pension to secure your family’s future.
Your next site purchase is already funded and forecasted, meaning you can move quickly on opportunities while your competition hesitates.
This is what smart structuring and property-specific financial strategy unlocks.
Why Work With GoldHouse?
We’re not just accountants, we’re strategic partners for high-value developers.
Specialist Expertise
Deep understanding of build-to-sell tax rules, SPV structuring, and profit maximisation.
Proactive Approach
We plan ahead to protect your margins before the build even starts.
Proven Results
Our clients see higher retained profits, smoother cash flow, and faster reinvestment into new projects.
Generic accountants focus on compliance. We focus on your bottom line.
