You’ve found the site, run the numbers, and are ready to make your first move as a property developer, but, how do you actually fund it? Choosing the right finance can make or break your first project. The wrong loan structure can eat into your profit, cause delays or even force a sale before you’re […]
Financing Your First Development: Bridging Loans vs Development Finance Read More »
If you’re growing a business or property portfolio, your financial needs are likely evolving. Maybe your accounts are up to date but you still feel in the dark when it comes to cash flow, tax exposure or forward planning. That’s where many business owners realise they need more than just an accountant. They need financial
VFO vs. Traditional Accounting: What’s the Difference? Read More »
Behind every successful property development is a team of professionals who know how to work together. As a developer, your profit doesn’t just depend on market timing or build quality, it depends on how well your solicitor, architect and broker align with your vision, your budget and each other. Without the right team dynamic, projects
How to Work with Solicitors, Architects, and Brokers on a Development Deal Read More »
You’ve found the site, crunched the numbers and you’re ready to begin, but one of the most important decisions comes before the build even starts: How should you structure the project? Getting the structure right from the outset can be the difference between tax efficiency and overpayment, seamless finance and blocked deals, or even protecting
SPV vs a Trading LTD: What Structure Should You Use for Your Development Project? Read More »
Every property developer knows the excitement of spotting a high-potential site but without planning permission, even the best opportunity can become a costly mistake. Whether you’re pursuing your first planning uplift or scaling multi-site developments, the truth is: planning is the gatekeeper to profit, progress and peace of mind. And yet, it’s one of the
Planning Permission Explained: Risks, Delays, and Tax Implications Read More »
f you’re a property developer hiring subcontractors, the Construction Industry Scheme (CIS) might already be part of your world, even if you’re not a builder yourself. And getting it wrong? That can cost you time, money, and missed opportunities. From unnecessary tax deductions to unexpected HMRC penalties, the CIS can become a serious burden if
Construction Industry Scheme (CIS): What Developers Need to Know Read More »
You’ve just exited a development project, and the numbers look good. But before you celebrate, here’s a question worth asking: how are you going to reinvest those profits, without giving away more than you need to in tax? For developers with big ambitions, every percentage point saved can fund your next site, boost long-term wealth,
How to Reinvest Development Profits into Your Next Project Tax-Efficiently Read More »
There’s no shortage of developers who start a project with excitement only to be caught off guard by costs, delays or a final profit that’s a fraction of what they expected. The truth? You can’t build confidently without a clear picture of profitability from day one. If you want to protect your time, maximise returns
How to Forecast Profitability in a Development Project Read More »
You’ve completed the project. The profits are in the business bank account. But now comes the real question: how do you actually get paid, without losing half of it to tax? For developer-directors, extracting personal funds from a company can feel like walking a tightrope. Move too fast and you risk tax inefficiencies. Move too
Extracting Personal Funds From Your Property Development Company Read More »
Development finance can supercharge your project but without the right exit strategy, it can also drain your profits and cause last-minute panic. Whether you’re preparing to refinance, sell or retain the asset, how you clear your development loan can make or break your return. The smartest developers plan their exit well before the build finishes,
Paying Off Development Finance: What’s the Smartest Exit Plan? Read More »