GoldHouse Accounting

SSAS PENSIONS

The Strategic Pension for Entrepreneurs Building Real Wealth

Running a successful business or building a property portfolio isn’t about working harder, it’s about working smarter. A SSAS pension gives you the power to invest tax-efficiently, buy property through your pension, and build long-term wealth, all while keeping control of your financial future. For those serious about long-term wealth-building, a SSAS Pension is not just a retirement plan – it’s a strategic investment vehicle.

What is a SSAS Pension?

A Small Self-Administered Scheme (SSAS) is not your average pension. It’s designed for company directors and business owners who want more control, more flexibility, and far more return from their pension strategy.

With a SSAS, your pension becomes a powerful investment vehicle — not just a retirement pot.

Key Benefits

commercial property

Buy Commercial Property

Purchase offices or units through your pension and rent them back to your business – all tax-free.

Provide Loans to Your Business

Provide Loans to Your Business

SSAS allows you to lend up to 50% of the pension value to your company.

corporation tax

Reduce Corporation Tax

Employer contributions are deductible and reduce taxable profits.

tax free

Tax-Free Growth & Exit

Assets grow free of Capital Gains Tax and can be passed on efficiently.

investments

Control Your Investments

Choose exactly where your money goes – property, business, and more.

Imagine the Results...

Imagine owning your commercial premises, paying rent back into your own pension instead of someone else’s pocket.

Picture retiring with millions in your pension, built from assets you invested in strategically — tax-free.

And visualise the freedom to sell your business, live off rental income, or pass it on to your family… all structured for maximum tax efficiency and legacy planning.

Real Clients. Real Wealth Strategy.

Here’s how one of our clients used a SSAS pension to build long-term wealth:

  • They used £750,000 from their pension and loaned themselves £375,000 to buy a £1 million commercial property.
  • Their Ltd company paid rent into the pension – tax-free.
  • 5 years later, they sold the business but the pension still received rent.
  • Another 5 years on, they sold the property (now worth £1.5M) with no capital gains tax.
  • That cash remains inside the pension, growing, protected, and ready to fund a luxury retirement or pass on to family.

This is what smart business owners do with their money.

Who is SSAS For?

A SSAS pension is not for someone looking for a set-it-and-forget-it savings account.

This is for entrepreneurs who want more:

  • You run a Ltd company and want to extract and reinvest profits tax-efficiently
  • You’re a property investor ready to scale with smarter structures
  • You earn £100k+ and want to reduce corporation and income tax
  • You’re serious about long-term planning for your family, legacy, and lifestyle

Why High-Growth Entrepreneurs Choose GoldHouse

At GoldHouse Accounting, we don’t just “do pensions.” We help you:

landlord

Become Your Own Landlord

Buy commercial property in your pension.

cash

Extract Cash the Smart Way

Loan money to your business with built-in strategy.

Plan Your Legacy:

Pass on pension wealth tax-free.

Get Real Financial Clarity

So you can make better decisions every day.

Our SSAS service includes everything from setup and registration to investment strategy and long-term support.

Why Choose GoldHouse?

A SSAS pension can unlock property investments, reduce tax, and protect your legacy but only if it’s structured the right way.

Whether you’re looking to scale your business, retire early or build a legacy for your children, SSAS is a high-value tool for achieving financial freedom.